Cat Insurance Costs – What It Costs to Protect Your Kitten?

As a responsible pet owner, safeguarding your furry friend’s health is a top priority. Cat insurance has become a vital tool for pet owners in the USA to manage the costs of veterinary care. Understanding the costs associated with cat insurance is essential to make an informed decision for your kitten’s well-being. So, Cat Insurance Costs!

Average Cost

The cost of cat insurance can vary significantly based on several factors, including the cat’s age, breed, health condition, location, and the type of coverage chosen. On average, monthly premiums for cat insurance in the USA range from $10 to $50.

Cat Insurance Cost by Cat Breed

The chart shows that the price of insurance for cat accidents and illnesses can change based on the breed of your pet.

Cat BreedAverage CostCost With Wellness Coverage
Main coon$31$46
Devon rex$29$43
Exotic shorthair$30$44
British shorthair$31$46
Scottish fold$30$45

Cat Insurance Cost by Provider

Healthy Paws and Pets Best offer the most affordable cat insurance plans. See the monthly rates of our top providers for comparison.

Company3-Month-Old Kitten1-Year-Old Domestic Shorthair Cat2-Year-Old Siamese Cat5-Year-Old Mixed-Breed Cat8-Year-Old Domestic Shorthair Cat
ASPCA Pet Health Insurance$24$24$24$27$44
Pets Best$22$21$24$23$41
Healthy Paws$14$15$21$26$32
Many Pets$33$21$21$50$42


Investing in cat insurance is a proactive step to ensure your kitten’s health and manage veterinary expenses effectively. The average cost of cat insurance in the USA ranges from $10 to $50 per month, depending on the level of coverage and specific factors related to your cat. By understanding these costs and the factors that influence them, you can choose the best insurance plan to protect your beloved kitten. Comprehensive coverage may be pricier, but it offers peace of mind knowing that your furry friend is well-protected against a wide range of health issues. Ultimately, the right cat insurance plan provides invaluable support in maintaining your kitten’s health and happiness.