Comprehensive travel insurance is a type of insurance that provides a wide range of coverages for unexpected events that can occur before, during, or after a trip. These coverages can include:
- Trip cancellation or interruption
- Medical expenses
- Baggage loss or damage
- Flight delays or cancellations
- Rental car damage
- Adventure sports accidents
- Death and dismemberment
- Cancel for any reason (CFAR)
- Pre-existing medical condition waiver
- Sports equipment coverage
- Pet coverage
- and more…
Is comprehensive travel insurance worth it?
Whether or not it is worth it depends on a number of factors, such as:
- The cost of your trip
- The likelihood of unexpected events occurring
- Your personal risk tolerance
- The availability of other forms of coverage
It can help you financially, and it can also give you peace of mind. Being sure that your money is safe in case something bad happens can help you relax and enjoy your trip.
Ultimately, it’s up to each person to decide if they want to buy full coverage travel insurance. You can make an informed choice about whether or not travel insurance is right for you, though, by carefully thinking about the possible outcomes.
However, If you have multi-destination trip of a lifetime, I think you should buy comprehensive travel insurance because you’re peace of mind in your long trip if you have one!